Legal Document

Privacy Policy

At raf99, we handle your personal data with the same care and integrity we bring to every aspect of the platform. This Privacy Policy explains exactly what information we collect, why we collect it, how it is used, and what rights you have over your data as a raf99 member.

Last updated: January 2026  ·  Version 3.2

How raf99 Protects Your Privacy

Six core principles guide every decision we make about member data — from collection through to deletion.

Minimal Data Collection

raf99 collects only the personal data that is strictly necessary to operate the platform, verify your identity, process transactions, and comply with applicable anti-money-laundering obligations. We do not collect data speculatively or in excess of operational need.

SSL Encryption & Secure Storage

All data transmitted between your device and raf99's servers is protected by TLS 1.3 encryption. Sensitive data — including identity documents, payment details, and authentication credentials — is stored using AES-256 encryption at rest on access-controlled infrastructure.

No Sale of Personal Data

raf99 does not sell, rent, or trade your personal data to third-party marketers, data brokers, or advertising networks. Data sharing with third parties is limited strictly to service providers who need access to operate the platform on our behalf, under binding contractual data-protection terms.

Transparency & Access

You have the right to request a full copy of the personal data raf99 holds about you at any time. Requests are fulfilled within 30 days of receipt. We will not charge you a fee for a standard data access request unless the request is manifestly unfounded or excessive.

Correction & Deletion Rights

If any personal data raf99 holds about you is inaccurate or incomplete, you may request correction at any time via the account dashboard or by contacting support. Subject to legal retention obligations, you may also request deletion of your personal data upon account closure.

Breach Notification

In the unlikely event of a data security breach that is likely to result in a risk to your rights or freedoms, raf99 will notify affected members without undue delay and will take all reasonable steps to contain the breach, assess its scope, and prevent recurrence.

Important notice: This Privacy Policy applies to all personal data processed by raf99 in connection with your use of the platform at https://raf99.app. By creating a raf99 account or continuing to use the platform, you acknowledge that you have read and understood this Privacy Policy and consent to the processing of your personal data as described herein.

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